Take advantage of 0% no-interest financing for up to 36 months, and start relaxing today! Simply fill out the form below and we will email you the link to a quick, easy and secure application.
Frequently Asked Questions
How long does the application take?
About 5-minutes.
How long does it take to get approved?
Approvals can be returned in seconds. Sometimes it will take 5 minutes. On occasion, a finance company may need to speak with you directly about your application. This can add another 2-3 minutes to the process.
Do I have to share my personal financial data with Furniture For Life or my Comfort Consultant?
Nope. Never. Not at all. If you desire, you can keep this strictly between you and the finance company. We don’t need to know a thing about your personal financial data, social security number, income, or anything else you care to keep private in your financing application.
How much will I be approved for?
That depends on how much is requested, your credit score, and other factors determined by the financing company we are not privy to. If you are not approved for the full amount of your purchase, we may be able to help you increase your limit. Just call or chat us.
Can I finance the delivery, extended warranty, and tax?
As long as you have been approved for an amount that covers the full gross amount of the sale, you can finance the full amount inclusive of extras like delivery, extended warranty, and taxes. Many people choose to pay delivery, warranty, and tax charges separately to reduce their ongoing monthly payments, but that decision is up to you.
How much does financing cost?
0% financing really is 0% financing.* As long as you meet the on-time payment obligations, you will pay no more to finance a sale than you would have paid in cash, check, or with a credit card.
Can I prepay the remaining balance without penalty?
You can. Prepaying an outstanding balance will not result in prepayment penalties.
What are the limitations of the program?
All financing is subject to credit approval by a 3rd party financing company. Financing requires minimum monthly payments. Programs up to 36 months may be combined with other offers. Programs over 36 months cannot be combined with other offers. Other exclusions may apply.
What if I return, downgrade, or upgrade my purchase?
Financing works just like a credit card. You can buy up, trade down, or get a refund. Any monies paid will be refunded. Any added purchases will change your monthly payments.
Why does my application show an interest rate?
We are offering a 0% interest rate as a promotion to our valued customers. The interest rate shown on your application is what you would pay if we were not running this promotion. If you make your payments on time for the duration of your loan, you will pay no interest.
*A promotional fee from a finance partner may apply depending on the length of the financing period.